Property Development Finance

Property Development Finance is a specialist funding solution designed to support residential, commercial, and mixed-use development projects. It can be used to fund land acquisition, ground-up developments, property conversions, change-of-use projects, and substantial refurbishment schemes.

Unlike traditional property finance, development funding is structured around the project's viability, with funds typically released in stages as construction milestones are achieved. This helps developers manage cash flow throughout the build process while minimising interest costs on undrawn funds.

Key Benefits

• Funding available for new-build, conversion, and refurbishment projects.
• Staged drawdowns aligned to construction progress.
• Suitable for residential, commercial, and mixed-use developments.
• Can support single-unit projects through to large-scale multi-unit schemes.
• Flexible funding structures tailored to project requirements.

Lender considerations include:

• Development experience and track record of the borrower.
• Project viability and profitability.
• Build costs, timescales, and contingency planning.
• Gross Development Value (GDV).
• Planning permission and professional team credentials.
• Exit strategy, such as sale or refinance upon completion.

Whether you're an experienced developer undertaking a large-scale scheme or an investor completing your first development project, securing the right development finance is critical to delivering a successful and profitable outcome. Specialist lenders can provide tailored funding solutions to support projects from acquisition through to completion and exit.